Civil Procedure

Resnik v. LaSalle Bank — Study Notes

389 F. App'x 540 (7th Cir. 2009)

Study notes for Resnik v. LaSalle Bank: professor notes, cold call prep, exam angles, and memory aids.

Class certification can be denied if plaintiffs fail to demonstrate commonality and adequacy of representation as required by Rule 23.
Professor Notes

In Resnik v. LaSalle Bank, the Seventh Circuit focused on the critical requirements for class certification under Rule 23, particularly the need for commonality among class members. The plaintiffs asserted that they were harmed by similar unlawful practices regarding mortgage transactions. However, the court found that individual issues predominated over collective ones, demonstrating that the plaintiffs failed to satisfy the commonality prong. This case illustrates how courts assess the adequacy of representation, emphasizing that class representatives must adequately protect the interests of the class, which was not sufficiently shown in this instance.

Additionally, the court scrutinized whether the subclass members shared a significant common interest—ultimately concluding that individual variances in claims and injuries precluded class certification. Professors may emphasize the importance of demonstrating both commonality and adequacy when pursuing class actions and how deficiencies in either prong can lead to denial of certification, thus influencing future litigation strategy.

Cold Call Prep
  1. 1Explain the commonality requirement under Rule 23 as applied in this case.
  2. 2What were the main deficiencies identified by the court regarding class representation?
  3. 3How does this case impact future class action lawsuits in the Seventh Circuit?
  4. 4Discuss why individual issues predominated in this case rather than common ones.
  5. 5How does Resnik v. LaSalle Bank relate to previous class certification precedents?
  6. 6What practical implications arise from the court's ruling for plaintiffs in similar situations?
  7. 7Can you summarize the holdings of the court and their significance?
Mnemonic Device

C.A.R.E. - Commonality, Adequacy, Representatives Evaluated.

Distinguish From
CaseDistinction
Wal-Mart Stores, Inc. v. DukesIn Wal-Mart, the commonality requirement was strictly interpreted, leading to a denial of class certification, similar to Resnik's failure but with larger implications for nationwide class actions.
Amchem Products, Inc. v. WindsorIn contrast to Amchem, where commonality was met due to shared concerns among all plaintiffs, Resnik struggled to show that subclass members had sufficiently related claims.
Munsell v. Gorman & Co.Unlike Munsell, where the court found adequate representation, Resnik failed to demonstrate that the class representatives effectively represented the interests of all subclass members.
Policy Arguments

For the Rule

Restricting class certification to instances of clear commonality and adequate representation ensures that all class members are fairly represented and that the procedural efficiencies of class actions are not undermined.

Against the Rule

Stricter requirements for class certification can hinder access to justice for groups facing similar harms, particularly if they cannot meet the high bars set by courts.

Class Discussion Points
  • What implications does this case have for future class action litigators?
  • Discuss how the case reflects broader trends in class action jurisprudence.
  • Consider the impact of varying individual injuries on class commonality.
  • What lessons can be learned regarding class representative selection?
  • Evaluate the balance between judicial economy and individual rights in class actions.
Exam Angle

In exams, expect to analyze the commonality and adequacy requirements of Rule 23 in class action contexts through case hypotheticals similar to Resnik v. LaSalle Bank.

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